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(The above advertisement is
placed at the top of this page automatically in return for free web space and cannot be
reviewed or endorsed by the Bolivar Fire Department.) |
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The Insurance Services Office (ISO) is a third-party agency that evaluates, among other things, cities. This evaluation is used by insurance companies and agents to rate home-owners fire insurance. The better the evaluation from ISO, the lower the home-owner's insurance rate. ISO evaluates cities in three major catagories: Fire Protection (50%), Water Supply (40%), and Alarm and Communication (10%). As you see, the fire protection portion is half of the overall rating. The rating received from ISO is on a scale of 1-10. The lower the number, the better the rating. The City of Bolivar was last rated (about 15 years ago) as an ISO Class 6 city. Our goal is for this recent evaluation to yield a Class 4 designation. This reduction in rating could save the citizen's of Bolivar around 10% of their current property insurance costs. (This estimate is based on both residential and commercial building rates received from local insurance agents at different ISO ratings. Note: half of the insurance companies surveyed had no savings between a Class 6 to a Class 5 ISO. For your specific savings, please contact your local insurance agent.)
To get a Class 4 rating, it took a lot of work, so we divided this task into 14 teams:
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